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For general information about benefit enrollment or the new health plans, click on the links below.
Benefit Enrollment 2010
2010 Health Plan Options
For additional information, call the CIGNA pre-enrollment information line at
1-800-401-4041 |
Representatives from CIGNA Health Care will be joining Colby HR to review our benefit programs, provide additional information and answer questions. Depending on the amount of questions, the information sessions may last up to 90 minutes and will highlight the vision plan, life insurances, flexible spending and health care options (with the last 30 minutes focused on the Choice Fund HSA).
Please plan to attend one of the following sessions to learn more! | DATE |
TIME |
LOCATION |
| 11/3/09 |
8:30 a.m. |
Robins Room |
| 11/3/09 |
1:00 p.m. |
Robins Room |
| 11/4/09 |
9:00 a.m. |
Whitney Room
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| 11/4/09 |
12:30 p.m. |
Whitney Room |
| 11/10/09 |
10:00 a.m. |
Robins Room |
| 11/10/09 |
4:00 p.m. |
Robins Room |
| 11/11/09 |
9:00 a.m. |
Hurd Room |
| 11/11/09 |
2:00 p.m. |
Hurd Room |
Colby provides a competitive array of benefits. We offer health, vision, retirement, life, long term disability, employee assistance programs, flexible spending programs, and tuition benefits. Colby also provides very generous paid time off for holidays, vacation, and sick days. The benefit plans run from January 1 to December 31. This website is only a summary of your benefits. If there is any inconsistency between this website and any plan, contract, or policy relating to your benefits, the actual terms of the plan, contract, or policy will govern. If you have specific benefit questions, you should review your summary plan description, insurance certificate, or policy, or contact Mary Nelson (x5503) in the Office of Human Resources.
Health Insurance Employees have a choice of two plans or may opt out and receive a one time payment of $300 (pro-rated for partial year): For an Anthem claim form (CompCare), click here.
Vision Insurance Vision Service Plan (VSP) is the national leader in providing eye health management. VSP will complement our current benefits by providing examinations, lenses, frames or contact lenses with reasonable co-pays. The individual monthly rate is $7.35 and family is $15.81
- Eye Examination - $10.00 copay then 100%
- Lenses - $25.00 copay then 100%
- Frames - $25 combined lens/frame copay then up to $140 allowance, 20% discount off balance over allowance
- Contact Lenses - $0 copay then up to $135 allowance, 20% discount off balance over allowance
- Discounts averaging 20-30% are also available on glass and sunglasses lens options such as scratch resistant and anti-reflective coatings and progressives. The cost for optional coverage is shown on your personalized election form.
- Out of Network options are available - for example eye exams are reimbursed up to $52, bifocal lens to $75, frames to $45, and contact lenses up to $105.
- Click here to find participating network doctors.
- Click here for more detailed information about Colby' VSP plan.
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Life Insurance - Basic life insurance coverage up to $50,000 is paid by Colby for all employees as shown in the chart below.
| Age | Amount | | under 30 | $50,000 | | 30-34 | $45,000 | | 35-39 | $40,000 | | 40-44 | $35,000 | | 45-49 | $30,000 | | 50-54 | $25,000 | | 55-59 | $20,000 | | 60+ | $15,000 | - Optional life insurance coverage may be purchased from Hartford Life through payroll deduction.
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- Note these are monthly rates. If you are on bi-weekly payroll, the cost for each pay period will be half the amount listed.
- Example - For $100,000 of additional coverage for a 35 year old, the employee would pay $9.00/month or $4.50/bi-weekly
| Monthly Rate by Age Group | <30 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65+ | | Option I | $50,000 | 3.00 | 3.00 | 4.50 | 7.00 | 11.00 | 19.00 | 30.50 | 39.50 | 63.50 | | Option II Level 1 | $100,000 | 6.00 | 6.00 | 9.00 | 14.00 | 22.00 | 38.00 | 61.00 | 79.00 | 127.00 | | Option II Level 2 | $150,000 | 9.00 | 9.00 | 13.50 | 21.00 | 33.00 | 57.00 | 91.50 | 118.50 | 190.50 | | Option II Level 3 | $200,000 | 12.00 | 12.00 | 18.00 | 28.00 | 44.00 | 76.00 | 122.00 | 158.00 | 254.00 | | Option II Level 3 | $250,000 | 15.00 | 15.00 | 22.50 | 35.00 | 55.00 | 95.00 | 152.50 | 197.50 | 317.50 | - Spousal or domestic partner life insurance may be purchased from Hartford Life through payroll deduction. It is available in increments of $10,000 up to a maximum of $50,000. An affidavit of domestic partnership must be completed.
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- Note these are monthly rates. If you are on bi-weekly payroll, the cost for each pay period will be half the amount listed.
- Example - For $100,000 of coverage for a 35 year old spouse/partner, the employee would pay $9.00/month or $4.50/bi-weekly
| Rate by Age Group | <35 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75+ | | Monthly Rate per $10,000 | .60 | .90 | 1.40 | 2.20 | 3.80 | 6.10 | 7.90 | 12.70 | 22.50 | 38.30 | - Dependent life insurance may be purchased from Hartford Life through payroll deduction.
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- Dependents birth to six months - there is a maximum of $2,000 coverage
- Dependents six months up to 19 years old - see rate table below
- Note these are monthly rates. If you are on bi-weekly payroll, the cost for each pay period will be half the amount listed.
- Example - For $10,000 of coverage for each six month to 18 year old dependent, the employee would pay $1.40/month or .70/bi-weekly
| Coverage Amount | $2,000 | $4,000 | $6,000 | $8,000 | $10,000 | | Monthly Rate | .28 | .56 | .84 | 1.12 | 1.40 | ↑ Back to top
Long Term Disability Insurance - Colby’s long-term disability benefit provides a monthly benefit equal to 60 percent of covered salary, subject to completion of the 180-day elimination period. In the event of disability after 2 years of service, the insurance program will contribute 12 percent of covered salary to the retirement plan, normally until age 65. The disability plan is underwritten by Hartford Life.
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Employee Assistance Programs (EAP) - Cigna Behavioral Health administers Colby' s EAP program. EAP offers support information on a broad range of issues such as depression, grief, stress, and child rearing.
- Cigna offers a free, confidential service available 24 hours a day, 7 days a week, at no cost to you or your dependent family members.
Please call 1-800-554-6931. - Eligible members may use the service up to eight sessions per issue.
- Resources can also be found at www.cignabehavioral.com
- Brochures on a variety of these topics can also be found outside the Office of Human Resources.
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Flexible Spending Account - Group Dynamic, Inc. administers Colby's Flexible Spending Accounts (FSA's). FSA's provide employees the opportunity to make pre-tax contributions to an account in their name, from which reimbursements are made for dependent care expenses and eligible medical expenses such as co-payments, deductibles, dental, and eye expenses.
- Click here for more detailed information.
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Paid Time Off - Colby provides for paid time off for holidays, vacation, and sick days.
| | - Holiday pay is currently offered for nine holidays. Please see the holiday schedule for specific dates. After satisfactory completion of the six month probation period, employees earn two floating holidays. They must be taken in the current fiscal year.
| - Vacation is earned at the rate of two days per month and can be accrued up to a maximum of 36 days (for full-time, fiscal-year appointments).
| - Sick leave is earned at the rate of one day per month and may be accrued to a maximum of 130 days. Sick leave may be used for illness, injury, and in some cases may be used for medical appointments.
| | | - Holiday pay is currently offered for nine holidays. Please see the holiday schedule for specific dates. After satisfactory completion of the six month probation period, employees earn two floating holidays. They must be taken in the current fiscal year.
| - Vacation is earned on a monthly basis at the annual rate of 10 days during the first four years, 15 days after four years, 20 days after nine years, and 24 days after twenty years of employment (for full-time, fiscal-year appointments). Vacation may be accrued up to a maximum of one and one-half times the annual accrual amount.
| - Sick leave is earned at the rate of one day per month and may be accrued to a maximum of 130 days. Sick leave may be used for illness, injury, and in some cases may be used for medical appointments.
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Employee Tuition Reimbursement and Dependent Tuition Subsidy
- Employee Tuition Reimbursement - Tuition reimbursement is available to continuing, full-time employees at a rate up to $253.00 per credit hour for undergraduate courses (up to $379.00 per credit hour for graduate courses through Master's level) for 2009-10 up to a maximum of 12 credit hours per calendar year. Employees may audit or enroll for credit in one Colby course each semester at no cost.
The Application for Reimbursement should be submitted to the Office of Human Resources.
- Dependent Tuition Subsidy - The College offers a tuition subsidy benefit of up to 38.1% of Colby's comprehensive fee ($19,172 for 2009-10) for dependent children of continuing, full-time employees who have been employed for 6 continuous years at Colby.
Benefits are earned on the basis of one year of benefit for each year of service and payable for a maximum of 8 semesters for any one dependent for undergraduate instruction only at any accredited institution. Colby's benefit is calculated as a percentage of tuition charges only; room, board, and fees are not eligible expenses.
The Application for Dependent Subsidy should be submitted to the Office of Human Resources.
- Non-Traditional Students at Colby - Colby offers various programs for non-traditional students at Colby. Non-traditional students include high school seniors, College employees, faculty/staff spouses or domestic partners and dependents, area residents and visiting students. More details can be found in the Colby College Statement on Non-Traditional Students at Colby.
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Additional Benefits In addition to the benefits listed above, the following additional benefits are available to all employees: - Colby College Library ~ Employees have full use of Colby's library system, including the withdrawal of books, videos, dvds and cds and use of research facilities.
- Harold Alfond Athletic Center ~ Employees have access to a state of the art fitness center, including cardio and weight machines, indoor and outdoor tracks, swimming pool, tennis courts, gymnasium, ice rink, outdoor trails, and more. In addition, a variety of fitness classes are available. For more information, click here.
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Employee Discounts Colby employees receive the benefit of discounts for programs, products and services in the Waterville area and beyond. Below is a list of some of the available discounts, and a contact for more information :
| Program, Product or Service |
Cost to Employee |
Contact |
| AAA Membership |
$46.00/year |
Kelly Pinney-Michaud |
| Club Quarters Hotels |
varies -- check www.clubquarters.com or call x4125 |
Kelly Pinney-Michaud |
| Colby Oil Program |
varies -- for more information, call x4125 |
Kelly Pinney-Michaud |
| Employee Loan Program |
May borrow up to $500, available 1-2 times per year. Pay off loan over 3 months or 6 Bi-Weekly pay periods. |
Ruben Rivera |
| Mid-Maine Chamber of Commerce Advantage Card |
Card is free and offers a variety of discounts at Chamber member business. A list of current discounts can be found here. Cards are available at the Human Resources Office. |
Human Resources |
| Sam's Club Membership |
$30/year |
Kelly Pinney-Michaud |
| Tire Warehouse Membership Discount Program |
20% Discount w/Colby ID |
Kelly Pinney-Michaud |
| UPS Campus Ship |
Must set up personal username and enter personal credit card info for payment. Can ship personal packages and save up to 50% off postage. |
Kelly Pinney-Michaud |
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