All full time students are required to have health insurance coverage while attending Colby.  All students are automatically enrolled in the Commercial Travelers Health Insurance and billed the annual premium. A student may waive participation in the Commercial Travelers plan by documenting that he or she has comparable coverage under another insurance policy. Documentation of coverage must be provided annually by fully completing the appropriate online Waiver Form. This form must be submitted by August 1st, prior to the beginning of the academic year.  All students are sent an e-mail in the spring with instructions and a link to the on-line form.  

Parents can access the Health Insurance registration page through the Parent Portal at myColby.  No refunds will be granted after September 15th of the academic year.  Questions regarding student health insurance can be directed to hcoffice@colby.edu, or you can contact Student Financial Services at 207/859-4124.

The Commercial Travelers Student Accident and Sickness Plan is in effect from August 1 to July 31 and provides worldwide protection. This insurance has a $100,000 limit per claim. After a $100 deductible per claim is applied there is an 80 percent benefit for most eligible medical expenses for the first $25,000, then 100 percent is paid thereafter. This plan has limits on some benefits, such as the prescription drug benefit. A brochure summarizing coverage is mailed to all students and is also available online at crossagency.com/Colby. Students should review the benefits closely. If a student is considering waiving out of the Colby Plan, he or she should be certain that the other insurance coverage is at least as comparable as the College sponsored plan.