Colby offers a wide range of insurance benefits to help meet the needs of employees and their families.


Colby’s health plans and Flexible Spending Accounts (FSA) are maintained pursuant to Internal Revenue Code rules governing “cafeteria” plans. In order to achieve the tax savings under such plans, employees sign an irrevocable benefit election for each plan year (January 1 – December 31). Changes are only permitted in limited circumstances.


Medical Plans                                          

Colby’s medical plan currently provides three options to choose from:

  • Open Access Plus – OAP (350)
  • Open Access Plus – OAP (500)
  • Choice Fund – Health Savings Account (HSA)

You can compare the above plans to determine which plan is right for you by clicking here.

Cigna administers all three plans. More >


Retiree Medical Plan                                      

Subsidized rates for medical insurance coverage are available for retirees whose official starting date of employment at Colby, per the records of Human Resources, was prior to Sept. 1, 2002 and who meet certain requirements. Retirees hired on or after Sept. 1, 2002 may participate in the College’s retiree medical plan at 100 percent of the group rate. More >


Dental Plan

Colby is pleased to offer voluntary dental insurance through Northeast Delta Dental. The new dental program provides preventive, basic, and major services, as well as child and adult orthodontia benefits. More >


Vision Plan                                                

Colby provides a voluntary plan through Vision Service Plan (VSP). More >