FAQs and Additional Information

Coverage and Services

Colby requires all students to certify proof of health insurance coverage on an annual basis. In compliance with the College’s 100% health insurance coverage mandate, Colby offers a student health insurance plan administered by Wellfleet Group and serviced by Cross Insurance, 150 Mill Street, Suite 4, Lewiston, ME 04240.  Click here to review frequently asked questions about the 24-25 student health insurance, including benefits summary, exclusions, and limitations. 

All full-time, enrolled students in the fall will be billed for the $2,493 annual premium for coverage beginning on August 1st, 2024 and ending July 31st, 2025. For students who will be enrolled in a college-billed program for the spring semester only, the spring health insurance premium of $1,448 will be charged on the student account statement for coverage beginning on January 1st, 2025 and ending July 31st, 2025. 

When choosing to enroll in, or opt out of, the Colby Student Health Insurance Plan, students must complete the online enrollment/waiver form each year by August 1st, 2024 for the fall, and January 1st, 2025 for the spring.

To enroll or waive: 

Students electing to waive Colby’s insurance coverage must provide proof of comparable coverage to the plan offered by Colby through Cross Insurance. Students submitting a waiver must have their current insurance information available to submit.  Details about the required coverage, benefits summary, and list of exclusions and limitations can be found online in the health insurance brochure published by Cross Insurance. Questions can also be addressed to:

Collyn Baeder
Director of Student Wellness & Health Resources
Garison-Foster, 205
[email protected]
207-859-4462

Inquiries about filing claims can be directed to: Cross Insurance at 1-800-537-6444, or Wellfleet at 1-877-657-5030. Claim forms are available on the Cross Insurance site.