Student Health Insurance

On an annual basis, Colby requires all students to certify proof of health insurance coverage. In furtherance of the College’s 100% health insurance coverage mandate, Colby has a student health insurance plan administered by Wellfleet Group and serviced by Cross Benefit Solutions, 150 Mill Street, Suite 4, Lewiston, ME 04240.  Click here to review frequently asked questions, summary of benefits and coverage, and list of exclusions and limitations.

This Colby Student Health Insurance plan premium will be billed to students by default if the health insurance enroll/waive online process is not completed by the prescribed deadline(s) explained below.

For students who are going to be enrolled in a college-billed program for the fall semester, the mandatory health insurance enroll/waive online process must be completed annually by August 1st, or the student’s account will be billed automatically the non-refundable $2,178 premium fee for full-year coverage (2023-2024).

For students who will be enrolled in a college-billed program for the spring semester only, the annual health insurance enroll/waive online process must be completed by January 1st, or the student’s account will be automatically billed the non-refundable $1,268 premium fee for spring coverage only (spring 2024).

To enroll in or waive the school insurance go to the Wellfleet student website:  https://www.studentinsurance.com/Client/1481.  Students electing to waive Colby’s insurance coverage must provide proof of comparable coverage to the plan offered by Colby through Cross Benefit Solutions. Students submitting a waiver must have their current insurance information available to submit.  Details about the required coverage, benefits summary and list of exclusions and limitations can be found online in the health insurance brochure published by Cross Benefit Solutions. Questions can also be addressed to:

Colby College Health Services
4473 Mayflower Hill
Waterville, ME 04901
207-859-4460

Inquiries about filing claims can be directed to: Cross Benefit Solutions at 1-800-537-6444, or Wellfleet at 1-877-657-5030. Claim forms are available on the Cross Benefit Solutions site.

Funds are available to assist a limited number of financial aid students each year who do not have coverage at home. To apply for these resources, students should complete their financial aid application by the April 30th deadline, and submit the online insurance enroll/waive form by August 1, 2023, indicating that they do not have adequate or comparable insurance coverage.  Student Financial Services (SFS) will review eligibility after the enroll/waive deadline and the insurance assistance or subsidy will be applied to students’ accounts soon thereafter.  Over 300 students received this assistance during the 2022-23 school year.  Students who receive the subsidy in prior years, will be considered for the subsidy in future years as long as they submit their financial aid application timely and complete the insurance enroll/waiver form by August 1 indicating they do not have comparable insurance coverage elsewhere.